Capability 02 of 10

Developer Finance & Escrow Revolving Credit

Need construction or development funding for a Dubai project?

A residential tower under construction in Dubai with tower cranes

RERA Escrow-Backed RevolverEscrow-backed construction funding

Overview

An escrow-backed revolving construction-cost facility that ties disbursement directly to the developer's build-and-release cycle, resetting the available limit as RERA escrow milestones are repaid.

Download Construction Finance Information Sheet

What this route delivers

Revolving mechanism — draws disbursed directly to approved contractors
Progressive RERA milestone releases repay interest and principal, resetting the limit
Self-amortising within each cycle; exposure limited to amounts currently drawn
Funds disbursed only to Financer-approved contractors, ensuring end-use control

Key Parameters

Key parameters at a glance

Indicative parameters only. Actual terms are subject to assessment, documentation and the relevant financing institution's approval.

Facility Limit

Up to AED 60,000,000 per project

Gross Cost of Finance

12%–14% p.a. (10–12% interest on utilised amounts + 2% fee)

Advisory Fee

2% one-time on approved facility

Security

First-ranking charge over assignment of RERA escrow receivables

Submit Your Project Check Eligibility

You don't need a complete package to start. Submit the basic transaction details first — we'll tell you what additional documents are required.

Who It Suits

Is this suitable for you?

This may be suitable if you have:

RERA-registered escrow account for the project
Active construction with defined contractor milestones
Developer track record on prior deliveries
Facility requirement broadly within the AED 60M range
Willingness to assign escrow receivables as security

Final eligibility depends on transaction assessment and the relevant financing institution.

What We Need From You

What we'll typically ask for

For a first review, we'll typically ask for:

RERA project registration and escrow account details
Construction contracts and payment milestone schedule
Developer track record / prior project completions
Project financials and cost-to-complete estimate

Additional documents may be requested after the initial assessment.

Mechanism

The Revolving Draw Cycle

Step 01
Draw
Developer utilises the available limit to pay an approved contractor.
Step 02
Build
Contractor completes work up to the next contractual milestone.
Step 03
Release
RERA escrow progressively releases funds tied to that milestone.
Step 04
Repay & Reset
Financer is repaid interest and principal; the limit resets for the next draw.