Business Cash Advance in UAE
Need funds for payroll, stock or supplier payments? A business cash advance puts cash into an operating UAE business now and is repaid from the revenue it already generates. We screen the basics against lender criteria, prepare the case, and introduce it to the licensed lender most likely to fit — with the total cost set out before any commitment.
Indicative route & requirements within one business day
Direct access to UAE banks, fintechs & private credit
Total cost & factor rate confirmed in writing
Confidential by default · No credit score obligation for initial review
Cash for the month the business is already in
Payroll
Salaries due before receivables land.
Stock and inventory
Buying ahead of demand, or in the quantity the supplier prices best.
A supplier who won't wait
Settling a key supplier on their terms, not the customer's.
Seasonal peak
Ramadan, summer, year-end — stocking and staffing for the busy weeks.
Growth that pays back in months
A second outlet, a fit-out, a contract that needs mobilising.
Is this a fit for your business?
An operating UAE business with revenue to show
- Operating UAE business, typically trading for six months or more
- Consistent monthly revenue through bank or card receipts
- Cash needed for operations, stock, payroll or growth — not a long-term project
- Trade licence and recent bank statements available
It is not a fit when
- The need is really an unpaid customer — that is invoice financing
- Margins are too thin to carry the cost of an advance
- There is no revenue yet to repay from
What we'll need to get started
- Trade licence and company documents
- Recent bank statements (typically 6–12 months)
- Card-terminal or sales statements where repayment is revenue-linked
- Basic financial statements or management accounts
Additional documents may be requested after the initial assessment.
You don't need a complete package to start.
Submit the basic transaction details first — we'll tell you what additional documents are required.
How a business cash advance works
Start with your company details, monthly revenue, time trading and the amount you need. The initial review identifies what documents are needed next. Approval, terms and funding remain subject to the relevant independent licensed institution.
Typically a share of monthly turnover, repaid over months not years.
Revenue-based finance, merchant cash advance, unsecured bank lines — matched to the business rather than one product.
Factor rate and total repayment set out before any commitment.
From first message to a lender's decision
- Step 01
Send the basics
Company, monthly revenue, time trading and what the cash is for. Two minutes.
- Step 02
Initial screening
We check the basics against the criteria lenders actually apply and say what fits — and what does not.
- Step 03
The case, prepared
Bank statements and licence in the shape a lender wants, presented to the one most likely to fit.
- Step 04
The lender decides
Approval, pricing and documents are the lender's. We stay on the file until it is done.
Epiidosis Global Finance is not a lender and does not itself extend credit or provide funding. Financing and banking services are provided by independent licensed institutions where applicable and remain subject to their approval, eligibility requirements and definitive documentation. Where we receive a fee from a lender for an introduction, it is disclosed in the engagement agreement.
Check your eligibility
Submit your basic turnover and requirement. Our advisory desk will screen your file against UAE criteria and confirm your route in 24 hours.
Check initial eligibility